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BLOCK 138 PLOT 5 GABRIEL OLUSANYA STR. BY ELF BUS-STOP LEKKI, LAGOS

We realize that the strength of any organization lies with its people: employees and customers. We have over the years, built our competitive and winning strategies around people.

We have, using rigorous selective hiring processes, attracted the best hands available in the industry. We have as a standing rule, a comprehensive plan to further equip and sharpen their skills through training and exchange programs. We will continue to give necessary support to our staff and provide environment conducive to work. This will help encourage/enhance creativity and productivity while rewarding outstanding performance

Board Of Directors

Dr. Muhammad is the Executive Director, corporate and Investment Banking at Keystone Bank Limited. He has robust intellectual capital, strong management consultancy and extensive commercial banking experience acquired over 17 years of engagement at ICON Limited (Merchant Bankers), Bank of the North Limited, and Unity Bank Plc, with hands-on competences in strategy development, corporate planning, corporate banking, treasury marketing, and product development.

Dr. Muhammad holds a Ph. D in Development Economics (Universite de Grenoble II, France, 1989), an MBA (1983) and a B.Sc. degree in Business Administration (1979), both from the Ahmadu Bello University, Zaria, Nigeria.

A keen writer, Dr. Muhammad has presented papers at several seminars and workshops on bank management, markets for petroleum based products, debt and development, and the role of the Nigerian Stock Exchange in the economic development of Nigeria, among others. He has also attended international courses on product development, banking software and corporate renewal in Egypt, Jordan and Switzerland respectively.

Ukachi Orji is a seasoned insurer whose experience in the industry spans over 15 years. She began working in the industry with her appointment at Central Insurance Company Limited as an underwriter and rose to the position of Head of Special Risks Underwriting.

Orji joined KBL Insurance (then Guardian Trust Insurance) in July 2002 and set up the claims unit. She later became the head of Underwriting and Claims and was in 2009 appointed Head Technical, a position she held till she was appointed the Managing Director/Chief Executive Officer of the company.

Ukachi has a Law degree from the University of Buckingham in The United Kingdom. After graduating from the University of Buckingham, she studied at the College of Insurance, Sevenoaks, Kent England and was then called to the Nigerian Bar. Before joining the Insurance Industry she had worked with one of the most reputable Law firms in Nigeria.

She is an associate of the Chartered Insurance Institute of London, as well as the Chartered Insurance Institute of Nigeria.

Mrs. Yvonne Isichei is an astute financial services professional and development economist with 30 years of progressive banking exposure. She holds a second class upper degree in Economics from the University of Lagos and a Master’s in Finance & Investment from University of Exeter, England. She is an Aresty Scholar of the Wharton Business School and an Alumnus of the Lagos Business School (AMP 14). She has also received Advanced Management training in Leadership and Strategy from other global leading institutions including Harvard Business School, Kellogg and INSEAD..

Mrs. Isichei has been actively engaged in business transformation in banking, insurance and real sector space for more than twenty years. She is experienced and passionate about MSME development, advisory and collaboration; financial inclusion, capacity building and agent banking; cashless initiatives and electronic retail channel development. These have been strengthened by her decades long membership of multi-industry and cross border corporate boards resulting in strong corporate governance execution capacity and advocacy. Her insights at board level on recapitalisation in local and foreign entities have been valuable.

She worked in a number of leading Nigerian banks including United Bank for Africa Plc and Fidelity Bank Plc where she worked for about 13 years and was a General Manager. She was part of key start-ups and initiatives, including the bank’s successive transformations. This included her key role in the successful integration of the three banks that transited to the enlarged Fidelity Bank Plc in 2005.

Mrs Isichei is a Fellow of the Chartered Institute of Bankers of Nigeria (CIBN). She was the founding  Chairperson, CIBN (Fidelity Bank, 2009); Chairperson, 4th CIBN Annual Banking and Finance Conference (2010); Chairperson, Screening and Selection Committee of CIBN Mentoring Program (2014), Member Governing Council (2014-2016).

Until 2017, she was the Group Executive Director at Keystone Bank. Prior to this, she also served the bank as Executive Director, Operations and Technology; ExecutiveDirector, Lagos & West Directorate, as well as Executive Director, Retail Banking. In conjunction with the International Finance Corporation (IFC), she conducted a strategic diagnosis of the needs of Micro, Small and Medium Enterprises (MSMEs) in Keystone Bank. She played a leading role in the successful divestment of Asset Management Corporation of Nigeria (AMCON) from Keystone Bank Ltd and was a member of the Transition Board that ensured the seamless transition to a new Executive Management.

Mrs. Isichei is a Non-Executive Director in the board of KBL Insurance Limited, a subsidiary of Keystone Bank Limited, where she chairs two board committees -Finance, General Purpose & Investment Committee and the Board Establishment, Human Resource and Governance Committee. She is also a member of the Board Audit and Compliance Committee. She is presently a serving member of the Governing Council of the Chartered Institute of Bankers of Nigeria (CIBN).

Mr. Abubakar Aliyu is an independent Director of the Company.He has been a career public servant of over 30 years. Mr. Aliyu has served in the Federal Ministry of Foreign Affairs as well as in various Nigerian foreign missions including London, Romania and Rome. He has also served in the Federal Ministry of Agriculture and as CEO (Accounts) Head of Advances, at the Presidency, Abuja.

Aliyu holds a Higher National Diploma (HND) in Accounting from Yaba College of Technology, Lagos. He is a member of the Institute of Certified Public Accountants of Nigeria (ICPAN). He has attended a number of conferences including the Financial Planning and Public Accountability Fundamentals to achieving vision 2020.

Charles Chigozie Ajawihe is a very energetic and articulate insurance professional, with over 15 years of Managerial working experience which covers Business generation, Reinsurance, Underwriting, Risk Management, and General Management. During these past years he has developed strong underwriting, risk management, Reinsurance, Marketing as well as General Relationship Management capabilities.

He holds a Bsc degree in Public Administration from AdekunleAjasin University as well as a Masters Degree in Public Administration from University of Ado Ekiti. He is an Associate member of the Chartered Insurance Institute of Nigeria.

He has at various times, undergone through local and international training in the areas of Reinsurance, General Insurance operations, Marketing, Banking and general Management.

He was elevated to the position of Executive Director for Business Development and Marketing in May 2012.

He is married with Children.

Mr. Simpson Eimiakhena is a Non-Executive Director of the company and head  Lagos & West Directorate of Keystone Bank Limited. He joined the group in 2006 under the former Bank PHB Plc and has functioned in various capacities including, Group Head; Construction, Infrastructure & Building Materials and Group Head; Energy & Power. Prior to his joining the Keystone Bank group, Mr. Eimiakhena had worked with a number of Banks including, Access Bank plc, Fidelity Bank plc and Ecobank plc.

Simpson holds a Master of Science Degree in Banking and Finance from University of Benin. He also holds a Bachelor of Science Degree in Computer Science from University of Benin. He has attended an Executive Program at Canfield School of Management and a Senior Management Program at Lagos Business School. Besides these he has participated in several local and international trainings, conferences and workshops.

He has keen interest in the current power sector reforms of the Federal Government of Nigeria, to this extent; he has participated in the review of relevant papers including Financing Privatisation of DISCOs in Nigeria:
Risks & Mitigants – Paper Accepted for Presentation at 6th IAEE/NAEE Conference in Lagos and Financing Grid Generators Post Reform: A Banker’s Concerns – Paper Presented at the IAEE/NAEE Conference in Abuja, April 2012.

Mrs. Olayide Abel is a non-executive director of the company. She is the founder and Chief Executive of Broadshow Abels, a business consulting and executive development company. Before setting up the organisation, she had worked in the banking sector for 17 years in various managerial functions before retiring as a General Manager in charge of corporate strategy. Her banking experience spanned Guaranty Trust Bank, UBA and Intercontinental Bank.

Olayide holds a Bachelor’s degree in Accounting and Finance. She is a fellow of Chartered Accountants (FCA). Before joining the banking industry, she worked with Pricewaterhouse Nigeria, where she gained exposure to the operations and internal control systems of reputable organisations in the various sectors of the economy, including Banking and Manufacturing.

Her internal control experience gave her the opportunity of serving as the Chief Inspector of a large bank. Under her leadership in Broadshow Abels, the firm has executed several high impact mandates on behalf of clients, including assisting in the preparation of bid documents for the acquisition of a bank and pitch documents for investors’ roadshows.

Management Team

Ukachi Orji is a seasoned insurer whose experience in the industry spans over 15 years. She began working in the industry with her appointment at Central Insurance Company Limited as an underwriter and rose to the position of Head of Special Risks Underwriting.

Orji joined KBL Insurance (then Guardian Trust Insurance) in July 2002 and set up the claims unit. She later became the head of Underwriting and Claims and was in 2009 appointed Head Technical, a position she held till she was appointed the Managing Director/Chief Executive Officer of the company.

Ukachi has a Law degree from the University of Buckingham in The United Kingdom. After graduating from the University of Buckingham, she studied at the College of Insurance, Sevenoaks, Kent England and was then called to the Nigerian Bar. Before joining the Insurance Industry she had worked with one of the most reputable Law firms in Nigeria.

She is an associate of the Chartered Insurance Institute of London, as well as Chartered Insurance Institute of Nigeria.

Charles Chigozie Ajawihe is a very energetic and articulate insurance professional, with over 15 years of Managerial working experience which covers Business generation, Reinsurance, Underwriting, Risk Management, and General Management. During these past years he has developed strong underwriting, risk management, Reinsurance, Marketing as well as General Relationship Management capabilities.

He holds a Bs.c degree in Public Administration from AdekunleAjasin University as well as a Masters Degree in Public Administration from University of Ado Ekiti. He is an Associate member of the Chartered Insurance Institute of Nigeria.

He has at various times, undergone through local and international training in the areas of Reinsurance, General Insurance operations, Marketing, Banking and general Management.

He was elevated to the position of Executive Director for Business Development and Marketing in May 2012.

He is married with Children.

Jude Offor began his Insurance career with NEM Insurance Plc.  During his years of employment at NEM, he worked in various departments of the organization.  He moved over to Metropolitan Trust Insurance Company as one of the pioneer staff of its Underwriting Department and rose to the position of Head, Underwriting. Before joining Guardian Trust Insurance Company Limited as Senior Manager Marketing, he was at First Chartered Insurance Company Ltd., as Group Head Financial Institutions.

Jude holds an H.N.D in Business Administration from Yaba College of Technology, P.G.D and an M.B.A respectively from the Delta State University Abraka, specializing in Marketing Management.

Temitope is the Regional Controller in charge of offices in the South- South area of Nigeria.

He started his insurance career in 1996 with Equity Indemnity Insurance Company Limited in Port Harcourt where he rose to the position of Assistant Manager (Marketing) until He left in 2005 to join UBA Insurance Company as the pioneering Port Harcourt Branch Manager. Tope later joined Unic Insurance Plc in 2007 as the Senior Manager (Marketing), a position he occupied until he joined Insurance PHB in August 2008 as Regional Controller South. He is a seasoned and versatile Marketer and has attended several courses on Branch Operations and Marketing.

Temitope is an Associate member of the Institute of Chartered Economists of Nigeria; He also has a PGD in Management from UNICAL and HND in Insurance from The Polytechnic Ibadan. He is a student member of Chartered Insurance Institute of Nigeria.

JaneOnalo-Abalaka is a seasoned insurer whose experience in the industry spans over a decade especially in public sector marketing and client services.

Jane holds a Bachelor of Science Degree and also a Master’s Degree in Business Administration from the prestigious Ahmadu Bello University, Zaria.

She began her career with the company as a corper in 2000 and has risen through the ranks to become a Controller overseeing the Northern operations of the company.

She is a consistent achiever, and has won the Insurance PHB Managing Director’s award of best performing manager in 2005, 2007 and 2009 respectively. She is an associate member of the Chartered Institute of Insurance (CIIN) and has also attended several courses and conferences in Insurance marketing and management.

Ayokunle Orimolade is an astute Marketer with over 17years in the industry. He started his career as a pioneer staff with Mutual Benefit Assurance Ltd in 1996. He worked at various levels during his stay in the organization before leaving for Hallmark Assurance as a regional Manager in year 2000. Ayo later moved to Admiral Insurance Ltd and then Oceanic Insurance a subsidiary of Oceanic Bank Plc where he rose to a position of Northern Regional Manager before joining the corporate unit of Insurance PHB Ltd in 2008.

Ayo who has a Master’s degree in Public and International Affairs from the University Of Lagos Akoka is a graduate of Mathematics from University of Ilorin alongside another Master of Business Administration (MBA) degree from University of Ado-Ekiti. He is a chartered Marketer (ACIMN).

Armstrong Adedugba FCIS is the Company Secretary/Head, Legal & Compliance of KBL Insurance Ltd. He is an Alumnus of Edo State University (now Ambrose Alli University) Ekpoma, where he obtained his LL.B Honours in 1999 and proceeded to the Nigerian Law School later that year.

Armstrong became qualified to practice Law in the Year 2000 and has distinguished himself in the area of Corporate Law & Practice, Legal Practice, Corporate Secretaryship, Corporate Governance, Negotiations, Advocacy, Regulatory Compliance and Monitoring.

He is a Fellow of the Institute of Chartered Secretaries & Administrators of Nigeria (ICSAN), and a member of the Nigerian Bar Association (NBA). He is an Associate of the Nigerian Institute of Management (NIM) Chartered and also holds Diploma in Insurance of the Chartered Insurance Institute of Nigeria (Dip CIIN). He is a Post Graduate Student of the Faculty of Law, University of Lagos. He has attended trainings and workshops locally and Internationally.

Prior to joining Insurance PHB Limited in 2007, he was engaged in active legal practice and worked with Ferriswheel Solicitors. He also had a stint with Niyi Olopade & Co, Legal Practitioners in 2002 from where he moved to Hallmark Bank Plc. He worked as a Legal & Compliance Officer in Insurance PHB Ltd before rising to become the Company Secretary/ Head, Legal & Compliance.

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