07032358685, 0809051212707040345052
ORNIFE PLACE, PLOT 8 GABRIEL OLUSANYA STR. LEKKI, LAGOS
Third Party Insurance

THIRD PARTY ONLY MOTOR INSURANCE POLICY
In consideration of the information provided by the Insured and the payment of premium which are the basis of this contract, the company shall provide cover for the period of insurance, as stated on the motor insurance certificate, subject to the terms and conditions stated below.

COVER

This policy covers the legal liability of the Insured against:

1. Third Party property damage

2. Accidental bodily injury or death to the Third Party arising from the use of the vehicle.

3. Claimant’s

 

LIMITS OF LIABILITY

1. Damage to Third Party property – N1, 000, 000, per occurrence.

Policy excess is N10, 000 or 10% of the amount claimed whichever is higher. (Policy excess is the amount the insured will bear in the event of any claim).

2. Bodily injury or death to the Third Party – Unlimited.

CONDITIONS

1. In the event of a claim,

i. Notify the company immediately and not later than seven days.

ii. Report the incident to the nearest police station and request for police report.

iii. In event of death of any person entitled to indemnity under this policy, the company will indemnify the personal        representatives subject to the limits of liability

2. Driving under the influence of alcohol or drugs is prohibited.

3. Either party may cancel this policy by giving seven (7) days notice.

4. Where ownership of the vehicle is transferred, the cover terminates.

5. The Insured shall take necessary precaution in the use of the vehicle, maintain safety standards and observe all traffic rules.

 

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