There are several products under our Fire Insurance portfolio:
- Fire and Special Perils
- The Red Card
- Home Xtra
Fire and Special Perils
The Red Card
Home Xtra is a comprehensive insurance policy that provides a 24 hour, all-year-round cover for your buildings and contents against fire, theft and other related perils like flood, collapse, storm, etc.
Additional cover/benefits include:
- Payment of medical expenses incurred in event of insured peril occurring
- Payment for death of persons
- Payment for alternative accommodation
- Payment of legal liabilities of third parties
The homestead is designed to cover the house and contents against fire / specified perils as well as theft. It also covers the life of the house owner against accidental death / permanent disability for N1, 000,000.00 if the building’s sum insured is above N10, 000,000.00.